Terms of Service

1. The entity you are dealing with

Zeno and zenolegal.com are trade names used by Polycarpos Philippou & Associates LLC (“the Firm”, “we”, “us”), a Cyprus law firm established in 1984, registered with the Cyprus Bar Association and, for accounting and audit services, licensed by ICPAC. Every engagement letter and every invoice is issued in the name of Polycarpos Philippou & Associates LLC. “Zeno” is a brand; the contracting party is always the LLC.

Registered office: Onisiforou Center, 2nd Floor, Neof. Nicolaides Ave. & Th. Kolokotroni St., P.O Box 61072, 8130 Paphos, Cyprus.

2. Acceptance of these terms

By accessing or using zenolegal.com you agree to these Terms of Service. If you do not agree, do not use the site.

3. Services & scope of information

The content on zenolegal.com describes the Cyprus company, relocation, immigration, accounting and audit services offered by the Firm. It is written to help you understand the Cyprus regulatory environment; it is not legal, tax, immigration or financial advice, and no solicitor-client relationship is created by reading the site, using the calculators, or submitting a contact form.

4. Published prices

Prices on the site are in Euros (EUR) and exclude VAT (19%), government fees, residence-permit fees, courier costs, and any third-party disbursements unless expressly stated otherwise. Published fees are the starting point; a written fee proposal tailored to your specific facts is issued before any work begins and supersedes any figure shown on the site.

5. When a professional engagement begins

A professional engagement with the Firm only begins once both parties have signed an engagement letter and our know-your-client / anti-money-laundering checks are complete. Until then you are not our client and no advice we have given is binding.

6. Professional indemnity & limitation of liability

The Firm carries the professional indemnity insurance required by the Cyprus Bar Association and, where relevant, by ICPAC. Any liability we accept to you as a client is governed by the engagement letter and by the relevant Cyprus professional rules. For visitors to this website who are not clients, we exclude all liability for loss or damage arising from use of, or reliance on, the site’s content to the fullest extent permitted by Cyprus law. The calculators and checkers provided on the site produce estimates only and must not be relied on without personalised written advice.

7. Intellectual property

All content on this website — text, guides, calculators, graphics, logos, page design — belongs to Polycarpos Philippou & Associates LLC or to its licensors. You may read, print and share pages for your own non-commercial reference and may link to any page. You may not otherwise copy, redistribute, republish, translate, or build derivative works from the site without our written permission.

8. Cyprus Bar advertising rules

This site is published in compliance with the advertising rules of the Cyprus Bar Association. We do not promise specific outcomes; testimonials reflect the clients’ own experience; any figure cited for tax savings or timelines is presented as an estimate, not a guarantee. The Cyprus Bar Association can be contacted at cyprusbarassociation.org.

9. Governing law & jurisdiction

These Terms are governed by Cyprus law. Any dispute arising from them will be resolved exclusively by the competent courts of the Republic of Cyprus. This does not remove any mandatory consumer rights you may have under the law of the EU Member State in which you reside.

10. Severability & entire agreement

If any provision of these Terms is found unenforceable, the remaining provisions stay in force. Together with our Privacy Policy, these Terms form the entire agreement between you and the Firm concerning your use of zenolegal.com.

11. Force majeure

Neither party will be in breach of these Terms, or of an engagement letter issued under them, for failure or delay caused by events outside that party’s reasonable control, including but not limited to acts of God, war, civil unrest, government action, strikes, internet outages, or cyber-attacks.

12. Changes to these terms

We may update these Terms from time to time to reflect changes in the law, our services, or our site. The “Last updated” date above reflects the current version. Material changes are effective from the date they are posted.

13. Contact

Polycarpos Philippou & Associates LLC
Onisiforou Center, 2nd Floor
Neof. Nicolaides Ave. & Th. Kolokotroni St.
P.O Box 61072, 8130 Cyprus
Email: enquiries@zenolegal.com
Phone: +357 26 822 122