Non-Dom Tax Savings Calculator
See how much you save on dividends, interest, and rental income with non-dom status.
Cyprus non-dom residents pay 0% Special Defence Contribution on dividends, interest and rental income for 17 years — extendable to 27. The only cost on this passive income is a GESY health contribution of 2.65%, capped at €180,000 of earnings.
Standard non-dom window is 17 years. Two optional 5-year extensions are available afterwards (€250,000 each).
Domiciled Cyprus Resident
Non-Dom Resident
Your non-dom status saves you
€5,000 / year
Total savings over 10 years: €50,000
Get your non-dom statusEstimates only — not legal or tax advice
This tool provides general estimates based on public 2026 Cyprus tax rules. It is not legal, tax, or financial advice and does not create a lawyer-client relationship. Your outcome depends on your country of origin, family setup, source of income, and specific structure. Book a free 30-minute consultation for personalised written advice.
How much can you save with Cyprus non-dom status?
A Cyprus non-dom resident pays 0% Special Defence Contribution on dividends, interest and rental income, while your home country may tax the same income at a materially higher rate. The saving is the gap between those two positions, and it applies for the full 17-year non-dom window — extendable to 27 years. Enter your figures in the calculator above, or read Cyprus non-dom status explained for the full picture.
Who qualifies for Cyprus non-dom status?
You qualify if you are a Cyprus tax resident who is not domiciled in Cyprus. Tax residency can be met by spending 183 days in Cyprus, or through the 60-day tax residency rule. Once residency and non-dom status are in place, the 0% Special Defence Contribution on passive income applies for 17 years, extendable to 27. The tax residency and non-dom guide walks through the eligibility tests in detail.
How is the GESY contribution calculated?
While dividends, interest and rent escape the Special Defence Contribution, they remain subject to the General Healthcare System (GESY) contribution of 2.65%. That contribution is capped: it is charged only on income up to €180,000 per year, so the maximum GESY cost on this passive income is fixed regardless of how much more you earn above the cap.
How this calculator works
The calculator compares two positions side-by-side. On your current residence the dividend rate you enter is applied to your gross dividend income. On the Cyprus non-dom side the dividend pays 0% Special Defence Contribution (non-dom status exempts it) and the only Cyprus-side cost is a capped 2.65% General Healthcare System (GHS) contribution on passive income up to €180,000 of insurable earnings. The difference is the annual cash saving. Multiplied by 17 (the standard non-dom window), it becomes the lifetime saving.
The figures assume you qualify for Cyprus tax residency (either the 183-day rule or the 60-day rule) and are not Cyprus-domiciled. They are indicative only — your actual bill depends on your full situation, including whether you retain other foreign tax obligations. We confirm the numbers in writing on the free consultation.
Questions we get on this calculator
Is non-dom status automatic once I move to Cyprus?
No. You claim it when you register as a Cyprus tax resident, by declaring you are not domiciled in Cyprus. It lasts 17 years within any 20-year period, so long as you do not become Cyprus-domiciled in the meantime.
Does the 0% apply to foreign-source dividends too?
Yes. A non-dom Cyprus tax resident pays 0% Cyprus Special Defence Contribution on worldwide dividends, interest and rental income — whether from Cyprus companies or foreign ones.
What about my home country — does it still tax me?
Only if you are still resident there, or within a post-departure "tail" some countries impose. The calculator shows savings assuming a clean exit; this guide covers the exit rules per country.
Frequently asked questions
How long does Cyprus non-dom status last?
Non-dom status gives you 0% Special Defence Contribution on dividends, interest and rental income for 17 years, and this can be extended to a total of 27 years.
Is dividend income really taxed at 0% in Cyprus?
For a Cyprus non-dom resident, dividends, interest and rental income are exempt from the Special Defence Contribution, so the rate is 0%. The only charge on that income is the GESY health contribution of 2.65%, capped at €180,000 of earnings.
Is there a limit on the GESY health contribution?
Yes. The GESY contribution of 2.65% applies only to income up to €180,000 per year, so the maximum GESY cost on passive income is capped regardless of how much you earn above that threshold.
Get your non-dom saving confirmed in writing
Zeno coordinates independent Cyprus Bar advocates and ICPAC accountants to confirm your figures and handle your relocation and residency setup end to end.