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Non-Dom Tax Savings Calculator

See how much you save on dividends, interest, and rental income with non-dom status.

years

Standard non-dom window is 17 years. Two optional 5-year extensions are available afterwards (€250,000 each).

Domiciled Cyprus Resident

SDC on Dividends (5%)€5,000
SDC on Interest (17%)€0
SDC on Rental (0% — abolished 2026)€0
GESY (2.65%)€2,650
Annual Tax€7,650
Non-Dom

Non-Dom Resident

SDC on Dividends€0 (exempt)
SDC on Interest€0 (exempt)
SDC on Rental€0 (abolished)
GESY (2.65%)€2,650
Annual Tax€2,650

Your non-dom status saves you

€5,000 / year

Total savings over 10 years: €50,000

Get your non-dom status

Estimates only — not legal or tax advice

This tool provides general estimates based on public 2026 Cyprus tax rules. It is not legal, tax, or financial advice and does not create a lawyer-client relationship. Your outcome depends on your country of origin, family setup, source of income, and specific structure. Book a free 30-minute consultation for personalised written advice.

How this calculator works

The calculator compares two positions side-by-side. On your current residence the dividend rate you enter is applied to your gross dividend income. On the Cyprus non-dom side the dividend pays 0% Special Defence Contribution (non-dom status exempts it) and the only Cyprus-side cost is a capped 2.65% General Healthcare System (GHS) contribution on passive income up to €180,000 of insurable earnings. The difference is the annual cash saving. Multiplied by 17 (the standard non-dom window), it becomes the lifetime saving.

The figures assume you qualify for Cyprus tax residency (either the 183-day rule or the 60-day rule) and are not Cyprus-domiciled. They are indicative only — your actual bill depends on your full situation, including whether you retain other foreign tax obligations. We confirm the numbers in writing on the free consultation.

Questions we get on this calculator

Is non-dom status automatic once I move to Cyprus?

No. You claim it when you register as a Cyprus tax resident, by declaring you are not domiciled in Cyprus. It lasts 17 years within any 20-year period, so long as you do not become Cyprus-domiciled in the meantime.

Does the 0% apply to foreign-source dividends too?

Yes. A non-dom Cyprus tax resident pays 0% Cyprus Special Defence Contribution on worldwide dividends, interest and rental income — whether from Cyprus companies or foreign ones.

What about my home country — does it still tax me?

Only if you are still resident there, or within a post-departure "tail" some countries impose. The calculator shows savings assuming a clean exit; this guide covers the exit rules per country.