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From Austria to Cyprus

Austria taxes the top euro at 55%. Cyprus taxes the dividend euro at zero.

Austria has no non-dom or flat-tax alternative. Top income tax runs at 55%, dividends and gains at 27.5%, and leaving with a private portfolio triggers an exit tax — even on small holdings. Cyprus answers with a 60-day residency route and 0% on dividends for 17 years.

55%

Austrian top rate (to 2029)

27.5%

Austrian tax on dividends/gains

0%

Cyprus non-dom on dividends

17 yrs

Cyprus non-dom window

  • Cyprus lawyers + auditors, one team
  • Founders from 12+ countries
  • Fixed-fee written scopes
  • Paphos · Limassol · Nicosia

Step 1 · Austria today

What you actually pay living in Austria

Here’s the headline tax burden a Austrian founderfaces in 2026 — income tax, tax on dividends and investment income, wealth or property-style taxes, and anything due on the way out. Regional and social-security add-ons are included where they materially change the number.

Top income tax55% above €1m (extended through 31 December 2029); 50% in the bracket below €1m
Tax on dividends and capital gains on shares27.5% flat — no participation exemption at individual level
Tax on bank interest25%
Corporate tax23% since 2024 (was 24% in 2023, 25% through 2022)
Combined on distributed profitsAround 44.2% (23% corporate plus 27.5% on the remainder)
Social insuranceRoughly 21% employer + 18% employee on gross, largely uncapped on high salaries
Exit tax on private holdings27.5% on unrealised gains on any private portfolio participation — no minimum size; moves inside the EU get deferral until you actually sell
Non-dom / expat regimeNone available to most people — a narrow discretionary benefit exists for scientists, artists and a small class of incoming HNW, rarely granted
Wealth and inheritance taxNo wealth tax since 1994, no inheritance tax since 2008; only a transfer tax on real estate

Step 2 · Side by side

Austria vs Cyprus, line by line

Tap any row for the full “why this matters” explanation. The two columns are the two sides of the decision — what you pay today versus what you’d pay with Cyprus non-dom.

What matters
Austria
Cyprus

Interactive · 30-second estimate

See what a move to Cyprus is worth for you

Enter your annual distributed dividend income below. The calculator shows what you’d pay today in Austriaversus what you’d pay as a Cyprus non-dom, with a live side-by-side.

Assumes the full amount is distributed as dividends (or equivalent investment income) and the Austria tax on dividends and gains of 28% applies. Cyprus side assumes non-dom status plus the capped 2.65% health contribution. Real numbers depend on your full picture — we confirm on a free call.

Austria today

Tax paid

€68,750

You keep

€181,250

Cyprus non-dom

Tax paid

€4,770

You keep

€245,230

Your estimated saving

€63,980/ year

Over the 17-year Cyprus non-dom window: €1,087,660

25.6% of income back

Step 3 · Why the move

The structural issues driving Austrian founders out in 2026

55% top, extended all the way to 2029

The top rate of 55% on income above €1m was originally introduced as a temporary measure a decade ago. It's been extended repeatedly; the latest extension carries it through to the end of 2029. Combined with largely uncapped social contributions, the total wedge on high salaries is among the worst in Europe. Cyprus tops at 35% and social contributions cap out.

Around 44% combined on every dividend out of a GmbH

Running profits through an Austrian GmbH and drawing dividends gives you 23% corporate tax plus 27.5% on the distribution — around 44% effective on each euro distributed. Cyprus non-dom running the same business: 15% corporate plus 0% on the dividend plus a small capped health levy — around 17.5% all-in. On €500,000 distributed, the difference is roughly €133,000 a year.

The exit tax is broader than Germany's

Unlike Germany, which only catches stakes of 1% or more, Austria's exit tax hits any privately-held share position, no matter how small. 27.5% on the unrealised gain at emigration. The good news: moves inside the EU, Cyprus included, get deferral on request — the tax only falls due when you actually sell. Keep it in the cupboard and it never bites.

Step 4 · The Cyprus answer

Cyprus in one screen

The simplest founder tax position in the EU after the 2026 reform: low corporate rate, zero tax on dividends for non-doms for 17 years, no wealth tax, no inheritance tax. Six numbers tell most of the story.

Corporate income tax

15%

Flat; IP Box effective ≈3%

SDC on dividends (non-dom)

0%

For 17 years

Top personal tax

35%

First €22,000 at 0%

CGT on non-RE shares

0%

Only Cyprus real-estate shares are taxed

Wealth / net worth tax

None

No annual wealth levy

Inheritance / gift tax

None

Abolished decades ago; not coming back

Step 5 · Life in Cyprus

Beyond the tax math — why founders actually stay

Tax moves people in. Life keeps them here. Nine practical reasons families settle, beyond what the spreadsheet says.

Climate

340+ sunny days — #1 climate globally

More than 340 sunny days a year. Winter lows rarely below 13–15°C on the coast; sea swimmable April–November. WhereNext ranks Cyprus #1 for climate in 2026.

Safety

Among the 15 safest countries in the world

Ranked 13th globally by Global Finance 2026. Homicide rate 0.4–0.8 per 100,000. Low violent-crime environment — families notice within weeks.

Language

English + common-law legal system

English is the default business language; courts and contracts run in English. The legal system is inherited from the UK — familiar for founders from UK, US, Ireland and the Commonwealth.

Healthcare

Universal GESY since 2019 + strong private

Public healthcare covers everyone at ~2.65% of income. Cyprus has one of the EU's lowest death-rates from preventable causes. Private insurance adds €150–€300/adult/month — half of Western Europe.

Schools

British, American and IB schools across the island

British curriculum (IGCSE, A-Levels), American, and International Baccalaureate options across Nicosia, Limassol, Larnaca and Paphos — with long waitlists filled by children of relocating founders.

Connectivity

Two airports, Europe and Gulf in 4 hours

Direct flights from Larnaca and Paphos to London, Paris, Frankfurt, Athens, Dubai, Tel Aviv, Milan and Barcelona. Most of Europe, the Gulf and the Levant inside a 4-hour flight radius.

Step 6 · Your right to live in Cyprus

As an EU citizen you don't need permission. You just register.

Your right to live in Cyprus comes from being an EU citizen. The paperwork simply records that — it doesn't grant anything. Two stages: the Yellow Slip on arrival, upgraded to permanent residence after five years.

Yellow Slip

Your EU registration certificate

Filed once you’ve moved, within four months of arrival. Cheap, fast, and valid for life. You show what you’ll be doing in Cyprus (working, running a business, living off income, or joining a spouse) and that’s it.

Deadline

4 months after you arrive

Processing

About a month

Validity

Indefinite

Read the full Yellow Slip guide →

After 5 years

Permanent residence, automatically

Stay five years and your registration upgrades to unconditional permanent residence. Short trips don’t interrupt the clock, and your right can’t be lost unless you leave Cyprus for more than two years straight.

Step 7 · Becoming a Cyprus tax resident

Two ways in: 183 days, or just 60

Cyprus lets you become tax resident either by being here most of the year, or — if you’re mobile — by spending as little as 60 days a year here and meeting a few extra conditions. The second route is the one mobile founders use.

183

The 183-day rule

Spend more than 183 days of the calendar year in Cyprus and you’re a Cyprus tax resident — full stop, no other conditions. The day you arrive counts, the day you leave doesn’t. This is for people who genuinely live here most of the year.

60

The 60-day rule

All three of these need to be true in the same year (the 2026 reform removed the older fourth condition):

  1. 1You spend at least 60 days in Cyprus
  2. 2You don't spend more than 183 days in any other single country
  3. 3You have a home in Cyprus (owned or rented) and you run a business, work or hold a directorship here — kept active through the end of the year

In plain English: a Cyprus home, a Cyprus company or role, and 60+ days a year on the island. Dual-residency conflicts are now resolved through the tax treaty with your other country rather than by a blanket "not resident elsewhere" test. How the 60-day rule works in practice →

Step 8 · Non-dom status

17 years of 0% tax on your dividends, interest and rent

Cyprus keeps a simple promise for newcomers: as long as you’re not domiciled here, worldwide dividends, interest and rental income skip the defence contribution that Cypriots pay. That’s a 17-year window where your investment income effectively sees a 0% line on the Cyprus side.

Dividends

Domiciled: 5% + small health levy

Non-dom: 0% + small health levy

Interest

Domiciled: 17% + small health levy

Non-dom: 0% + small health levy

Rental income

Domiciled: Progressive income tax

Non-dom: Progressive income tax

How long does non-dom last?

You get 17 years of non-dom status as standard. Under the 2026 reform, two additional 5-year extensions are available at €250,000 each, taking the window up to 27 years in total. Deemed-domiciled residents can instead elect a flat €50,000/year contribution for 5 years in lieu of the variable defence contribution. Enacted and in force. Non-dom, plain English → · What happens after year 17 →

Step 9 · Leaving Austria

Leaving Austria cleanly

Moving to Cyprus only works if Austriastops claiming you for tax at the same time. The steps below are the ones that actually matter — the rest is paperwork your lawyer handles.

  1. 1

    Give up your Austrian home — not just your address

    Deregistering at the local registry is not enough on its own. Austria keeps taxing you as a resident as long as you keep a home here available for your use, or as long as you have a habitual abode here (over about 6 months). Close or properly sublet the apartment, end the lease, and build a real centre of life in Cyprus — home, family, day-to-day — with the paperwork to match.

  2. 2

    File for deferral on the exit tax

    For moves inside the EU, Cyprus included, you can file a deferral application at the point of departure. The 27.5% on unrealised gains then sits on the shelf — only becoming payable if you actually sell while non-resident. If you never sell, it never falls due. The filing is the important bit: miss it and the tax becomes immediately payable.

  3. 3

    No 10-year tail — a rare clean exit for Austrian nationals

    Unlike Germany, Austria does not apply extended tax liability to its own citizens who move to lower-tax countries. Once you've genuinely ended your residency, Austria only taxes Austrian-source income going forward. No worldwide tail. That's a materially simpler exit than many neighbouring regimes.

  4. 4

    Decide what happens to the GmbH

    An Austrian GmbH stays Austrian-tax-resident wherever you live. Usual options: keep it and distribute dividends (the Austria-Cyprus treaty caps Austrian withholding at 10% for corporate holders; EU rules can take it to 0% where your Cyprus holding has real substance); put a Cyprus holding on top and restructure; or wind it down. Which one fits depends on the business.

Step 10 · Your relocation, month by month

From decision to non-dom, in five stages

The whole thing is usually a three-to-four month project for the paperwork, plus the time it takes you to physically relocate. See the relocation package →

  1. 1

    Before you move

    Get the exit side right

    The biggest relocation mistakes happen at home, not in Cyprus. Confirm when your home-country tax residency actually ends, sort out any exit-tax exposure on company shares, and decide what happens to any existing business. This is where most of the money is made or lost.

  2. 2

    Month 1

    Set up the Cyprus side

    If you plan to use the 60-day rule, you need a Cyprus company and a role in it. We handle the incorporation, registered office and tax registrations so it's ready before you arrive. About 5–10 business days.

  3. 3

    Month 2

    Move and file your Yellow Slip

    You arrive, rent or buy a home, and file the Yellow Slip within four months. It's inexpensive, quick, and confirms your right to be here on paper.

  4. 4

    Month 2 onwards

    Build up your Cyprus days

    Whichever route you use — 60 days with ties, or 183 days — the important thing is to track presence properly from day one. A simple log, boarding passes, and receipts are enough. We tell you when you've crossed the line.

  5. 5

    Year 1

    First Cyprus tax return, non-dom locked in

    At the end of your first tax year we file the return that formally registers you as a Cyprus tax resident and non-dom. From that point forward, your dividends come to Cyprus on the 0% line for the next 17 years.

Step 11 · What it’s worth

Worked example: an Austrian founder distributing €400k from a GmbH

Vienna-based founder, 100% owner of an Austrian GmbH making €520,000 of profit, taking €400,000 out as dividends. Compared against moving to Cyprus as a non-dom with a Cyprus holding on top.

Today, in Austria

  • GmbH profit€520,000
  • Corporate tax (23%)€119,600
  • Distributable€400,400
  • Tax on dividend (27.5%)€110,110
  • Take-home€290,290
Cyprus

After the move

  • Cyprus Ltd profit€520,000
  • Cyprus corporate tax (15%)€78,000
  • Distributable€442,000
  • Non-dom tax on dividend€0
  • Health contribution (capped)~€4,770
  • Take-home~€437,230

Annual net saving

~€147,000 per year

Over the 17-year non-dom window: ~€2.5m over the 17-year non-dom window

Free consultation

See your Austria → Cyprus savings in writing

A 30-minute call with a licensed Cyprus lawyer, followed by a written scope of work and fixed-fee quote within 24 hours.

We reply within one business hour. No obligation, no spam.

Step 12 · Common questions

FAQs from Austrian founders

I have a GmbH. What's the cleanest path?
Three options. Keep the GmbH Austrian and draw dividends — 23% corporate tax plus 27.5% on the distribution, or potentially 0% at source if you have a proper Cyprus holding with real substance. Put a Cyprus holding over the GmbH and migrate the activity gradually. Or wind the GmbH down and restart in Cyprus. Which one fits depends on the GmbH's value, intellectual property, ongoing customer contracts, and your timeline.
Does the exit tax really catch a normal retail portfolio?
Technically yes — there's no minimum size. But the EU deferral is what makes it workable in practice: you file at departure, the tax sits on the shelf, and it only becomes payable if you actually sell while non-resident. For a normal retail portfolio with modest unrealised gains, this is a filing exercise, not a cash outflow. For larger portfolios we look at harvesting losses pre-departure and stepping up cost basis where we can.
Does anything change if I'm not an Austrian citizen?
The exit tax applies to residents regardless of nationality. But Austria doesn't chase you after you leave the way Germany can — once you're genuinely non-resident, Austria only taxes Austrian-source income. Non-Austrian-nationals don't get an extended tail.
Do I need a visa for Cyprus?
No. As an EU citizen you move freely. Within four months of arriving you register with a Yellow Slip — inexpensive, valid for life. Dependants are included.
Does the Austria-Cyprus treaty give me 0% on dividends?
Not from the treaty alone — the Austria-Cyprus treaty (an older one) caps the Austrian side at 10% for corporate holders, with no special reduced rate for parent-subsidiary holdings. The EU parent-subsidiary rules layer on top: for at least a 10% stake held with real Cyprus substance, they take it to 0%. Cyprus itself charges nothing on outbound dividends or interest.
How long does an Austria-to-Cyprus move take?
Usually 3 to 4 months. A couple of weeks for the Cyprus company and tax residence, a few weeks for the Yellow Slip once you've moved, and the Austrian side — deregistration, the deferral filing, the final-year return — running in parallel. GmbH owners typically add a month or two of corporate planning.

Find your fit

Which relocation package fits your Austria move?

Four quick questions — we’ll tell you which package fits and why, so your free consultation starts from a concrete plan instead of a blank page.

Package Finder

Answer 4 quick questions

Non-EU vs EU citizenship, days in Cyprus, Cyprus company needed, family composition — the same checks a lawyer would run on a first call.

Official references

Page last reviewed April 2026. Estimates only — not legal, tax or financial advice. No solicitor-client relationship is created by reading it. Book a free consultation for written advice on your situation.

Ready to move from Austria?

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