Skip to main content

Industry · Forex & Prop Traders

Cyprus for forex and prop traders — 0% CGT on trading gains, 0% non-dom dividends

Built for individual forex traders, prop-firm-funded traders (FTMO, MyForexFunds successors, FundedNext, The 5%ers) and independent quants. Cyprus does not tax capital gains on securities. Combine that with non-dom 0% on dividends and the 60-day rule for travelling traders.

The Cyprus stack

Same three layers, applied to forex & prop traders

Cyprus Ltd

Corporate income tax (2026)

15%

+ IP Box

Qualifying-IP effective rate

~3%

+ Non-dom founder

SDC on dividends, 17–27 yrs

0%

All-in for the founder

≈3% on profit · 0% on draw

Cyprus Bar AssociationregulatedPhilippou Law Firm · est. 19844.9across 100+ reviews

0%

Cyprus CGT on securities

0%

Non-dom on dividends

60d

Min. days for tax residency

What you save

Worked example: €250,000-P&L systematic trader, currently in Germany

Systematic trader with €250,000 of annual realised P&L from spot forex + equity index futures. Currently a German tax resident. Compares the German treatment versus relocating to Cyprus as a non-dom. The Cyprus column shows the worst-case path (activity reclassified as business and taxed at PIT bands); the upside path (genuine personal CGT-exempt investment activity) saves substantially more.

Illustrative figures based on the Cyprus 2026 framework. Your actual outcome depends on home country, structure, family situation and substance — modelled on the call.

Annual net saving

€26,000+ / year

Over the 17-year non-dom window: €500k–€1m+ depending on classification, with significant upside if activity stays personal CGT-exempt.

Today

  • Total realised P&L€250,000
  • German tax on derivative gains (Abgeltungsteuer)−€32,000
  • German income tax on business-classified residual−€55,000
  • Net to trader€163,000

After Cyprus

  • Total P&L€250,000
  • Cyprus PIT (worst-case business reclassification)−€56,000
  • GESY 2.65% (capped)−€4,770
  • Net to trader€189,230

Why Cyprus, specifically

Three things Cyprus does for forex & prop traders that nowhere else in the EU does at once.

Tax

0% CGT on non-real-estate securities

Cyprus does not tax capital gains on the disposal of shares, bonds, ETFs, derivatives or fund units (other than shares deriving value from Cyprus real estate). Spot forex, equity CFDs, futures, options — all structurally exempt on the gain.

Legal

Common-law contracts in English

Prop-firm contracts (FTMO, FundedNext, The 5%ers, Topstep, etc.), IB / broker agreements, fund-management agreements with friends / family, contributor IP-assignment for any algorithm collaborators — all draftable in English on common-law foundations.

Banking & Ops

Banking + broker onboarding deep ecosystem

Limassol has 20+ years of forex / fintech / broker presence. Bank of Cyprus, Hellenic, Eurobank, plus Wise Business and Revolut Business all onboard traders with proper KYC. Major brokers (IC Markets, Pepperstone, FxPro, IBKR) recognise Cyprus addresses without friction.
Moved from Dubai to Cyprus for EU access. The team handled my Pink Slip, tax residency, non-dom registration and a new company in parallel. Zero stress.
Rami A.·United Arab Emirates·Forex & Prop Traders

How it works

Three steps from decision to operational.

1Week 0

Strategy call

We map your trading style (discretionary / systematic / prop-firm-funded), current P&L, jurisdiction and travel pattern. Honest answer on whether Cyprus residency-only or Cyprus Ltd is the right structure for your scale. Written scope within 24h.

2Week 1

Cyprus residency / Ltd kicked off

Yellow / Pink Slip preparation. If scaling: Cyprus Ltd incorporated in 5–10 business days. Broker / prop-firm payment-detail change started in parallel.

3Week 2–3

Banking + broker switched

Cyprus banking opened. Wise / Revolut Business as supplemental rails. Broker accounts at IC Markets / Pepperstone / FxPro / IBKR onboarded with Cyprus address. Prop-firm payment details updated.

Total realistic timeline: 2–3 months from decision to fully operational, with most of that being your own travel and apartment-hunting rather than the legal work.

vs the alternatives

Why Cyprus over Malta, Estonia, the UAE and Portugal — for forex & prop traders.

vs Malta. Malta's 6/7 refund mechanism produces a similar net rate (~5%) but only crystallises on dividend distribution and after a 12-month refund cycle, with banking that is materially harder to onboard. Cyprus is a flat 15% headline with the IP Box adding genuine ~3% effective for qualifying software income — simpler to defend, faster to bank.

vs Estonia. Estonia's deferred-tax regime is elegant for purely retained-profit businesses but levies 22% on every distribution — meaning when you draw cash, you pay. Cyprus non-dom dividends are 0% for 17–27 years. For founders who actually want to take money out, Cyprus wins.

vs UAE. The UAE's 9% corporate rate and 0% personal tax are attractive — but it is non-EU, GDPR-foreign and increasingly procurement-blocked by EU enterprise customers over Schrems II. Cyprus gives you the EU passport, native GDPR status and common-law contracts in English — without giving up much on the tax side.

vs Portugal. Portugal's NHR closed to new applicants in 2024. Its IFICI successor is narrow and excludes most pure digital-revenue businesses. Cyprus's non-dom is statutory law with bipartisan stability, recently strengthened (not weakened) by the 2026 reform with the 27-year extension election.

What we actually do

The full scope, fixed-fee, signed before any payment.

One licensed Cyprus lawyer accountable end-to-end. No hand-offs, no hourly billing, no surprise disbursements. Each scope is signed in writing within 24 hours of the call.

Personal relocation + non-dom

Pink Slip (non-EU) / Yellow Slip (EU), 60-day rule structuring tailored to your travel pattern, non-dom certification, year-1 personal tax return locking in 0% SDC on dividends + interest.

From €1,400

Cyprus Ltd for scaled traders

When trading at scale (typically €200k+ annual P&L) it makes sense to formalise. We incorporate a Cyprus Ltd, configure broker / prop-firm payments to the Ltd, and structure salary + dividend draws to the founder cleanly.

From €1,400 fixed

Prop-firm contract papering

FTMO / FundedNext / The 5%ers / Topstep contracts re-papered to the Cyprus Ltd. Payment instructions updated. Tax-residency certificates provided to the prop firm where they ask.

Banking + broker onboarding

Cyprus banking (BoC / Hellenic / Eurobank), Wise Business + Revolut Business as supplemental rails, broker / IB account onboarding (IC Markets, Pepperstone, FxPro, IBKR, Saxo). KYC pack assembled in advance.

Cyprus structuring for forex & prop traders, done properly.

A 30-minute call with a licensed Cyprus lawyer. Honest answer on whether Cyprus fits your specific situation, written scope and fixed-fee quote within 24 hours. No obligation, no follow-up loops.

A few questions we hear most

Is forex trading really CGT-exempt in Cyprus?

For personal trading on non-real-estate securities, yes — Cyprus does not tax CGT on shares, bonds, ETFs, derivatives or fund units. The catch: if your activity profile is so intensive (high frequency, leverage, sole income source) that the tax authorities classify you as a professional trader, gains are reclassified as business income and taxed at PIT bands. The line is fact-specific. We screen carefully and structure for clarity.

What about prop-firm payouts — capital gains or income?

Prop-firm payouts are service / licence income for trading a simulated account. They are not capital gains. Cyprus structuring routes them through a Cyprus Ltd taxed at 15%, then drawn as dividends to a non-dom founder at 0% SDC. Total effective rate ~15% all-in, vs 40–55% in most home countries.

Should I trade personally or through a Cyprus Ltd?

For most traders under €150k annual P&L, personally is fine — you keep CGT exemption, simpler. From ~€200k upward, a Cyprus Ltd usually wins because: (a) it formalises as business, (b) it shields personal liability from broker / counterparty risk, (c) it allows IP-assignment of any algorithm code, (d) it interacts cleanly with prop-firm contracts. We model both for your specific scale.

How does the 60-day rule work for travelling traders?

You spend 60+ days in Cyprus, no more than 183 days in any other single country, and you have a Cyprus home (rented or owned) and a Cyprus directorship/business. The 2026 reform repealed the old "not tax resident anywhere else" requirement, making the rule materially easier. Many discretionary traders use it — conference travel + lifestyle weeks fit comfortably.

6 more questions answered on the call. Book a slot →